Money worries got you down? Consider a few of these tips to have a positive impact on your health!
Concern about money affects most people, and some people may struggle with this on a daily basis. Anxiety about income (or lack of it) and the stresses of trying to save and avoid debt can be highly damaging to your health if you are feeling put out, stressed, or anxious about it. This is especially the case if you are also overworking yourself trying to pay the bills.
Here is a helpful guide, outlining important ways you can alleviate the toll money worries might take on your health.
Don’t Overwork Yourself
The first thing people might turn to if they have money worries is to seek overtime or extra hours. Which is great if they are there to be taken, and if you can comfortably work them. However, taking on too much work, or even seeking an extra job to gain more money alongside one that you’re already working fulltime, means you run the risk of burning yourself out and making yourself very ill.
Furthermore, if you make yourself ill from working too much, you run the risk of not being able to work at all in the long run if you have to take time off to recover.
Only work the hours you can comfortably do, and pick up extra hours when you healthily can do so. Also, seek opportunities for pay rises or bonuses when applicable.
Save for an Emergency Fund if You Can
Often, the biggest stresses can come from the unexpected. This might mean having to pay an extortionate bill for something you did not plan for, for example. The result of which can be you experiencing:
Having an emergency fund to fall back on for worst case scenarios not only means that you can avoid stress and anxiety should anything arise, but also helps you to have a more positive mindset in general simply by knowing that you have that money saved to depend on – helping you to feel more relaxed overall.
Look for Financial Aid
Financial aid doesn’t mean taking out a high-interest loan or getting yourself into debt. Often, it just means taking the time to research various payment options and ways you can alleviate money issues. This could be looking on CampusReel for scholarships in Maryland for college students who are worried about paying their student tuition. It could be speaking with your bank about getting organized with repayments. Or, it could be money back schemes, coupons, or anything which allows you a discount or assistance with your finances.
Plan Healthy Meals
When you’re worried about money, you may turn to cheap and quick food options in order to cut corners. However, this may mean that you’re eating unhealthy food. It is much more beneficial to both your bank balance and your health if you plan out budget-friendly and healthy recipes in advance. Be sure to look for fresh ingredients that last longer and avoid buying excess at the supermarket.
What are some of your favorite budget-friendly recipes and other tips to relieve money worries? Share below!